Last updated: January 2026
Introduction
FinanceFlow ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our personal finance management application.
Information We Collect
Information You Provide
- Account Information: Email address, username, and password when you create an account
- Financial Data: Bank account details, transaction data, and categorisation information you input into the application
- Communication Data: Information you provide when contacting us for support
Information Collected Automatically
- Usage Data: How you interact with our application, features used, and time spent
- Device Information: Browser type, operating system, and device identifiers
- Log Data: IP address, access times, and pages viewed
How We Use Your Information
We use your information to:
- Provide and maintain our personal finance management services
- Process and categorise your financial transactions
- Generate reports and insights about your spending habits
- Send you service updates and important notifications
- Respond to your support requests
- Improve our application and develop new features
- Ensure the security of your account
Data Security
We implement appropriate technical and organisational measures to protect your personal data:
- Encryption of data in transit and at rest
- Secure password hashing using bcrypt
- Session management with secure, HTTP-only cookies
- Regular security assessments
- Access controls and authentication requirements
Data Retention
We retain your personal data for as long as your account is active or as needed to provide you services. You can request deletion of your account and associated data at any time.
Your Rights
Under UK GDPR, you have the right to:
- Access your personal data
- Rectify inaccurate data
- Request deletion of your data
- Object to processing of your data
- Data portability
- Withdraw consent
Third-Party Services
We may use third-party services for:
- Payment Processing: Stripe for subscription payments (if applicable)
- Email Services: For sending transactional emails
These providers have their own privacy policies governing how they handle your data.
Cookies
We use essential cookies for authentication and session management. These are necessary for the application to function properly.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights, please contact us at: